Protecting the harvest, the livestock, and what happens between planting and harvest. Whatever Mother Nature has in store, we have you covered with crop insurance from federal and private carriers.
Every farmer faces three constant risks: weather that wipes out yields, markets that crash on prices, and lenders that require coverage. Crop insurance addresses all three — protecting your investment in seed, fertilizer, equipment, and labor when things go wrong in the field.
As an independent agency, Brawner offers the full range of crop insurance products — federal MPCI, Revenue Protection, PRF for hay producers, LRP for livestock, and private supplemental coverage. We help farmers across our region build the right protection at the right cost.

Federal crop insurance covers most major crops — but the right combination of policies depends on your operation, location, and risk tolerance. We help you build a complete protection strategy.
Get a Commercial Quote →We'll review your operation, walk you through the right coverage options, and meet every sales closing deadline — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Brawner Insurance works with carriers to find the right crop insurance type for your operation — federal, private, and supplemental coverage all under one roof.

The federal MPCI program protects against yield losses from natural disasters — drought, flood, hail, freeze, disease, and insect damage on covered crops.
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Protects against losses in revenue due to a production loss, price decline, or both — combining yield protection with price coverage.
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Rainfall-based coverage protecting hay producers and livestock operators from forage losses caused by below-normal precipitation.
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Protects livestock producers from declining market prices on cattle, swine, and lambs — with flexible coverage periods and affordable premiums.
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Add private hail insurance, supplemental policies, and crop-hail riders to fill gaps in federal coverage and maximize your protection.
Learn More →We tailor coverage to your bike, riding style, and budget — sport bikes to touring cruisers.
Talk to an Agent →Most successful producers use both federally subsidized MPCI and private crop products together. Here is how they differ.
Best for: every serious row-crop producer as the foundation policy.
Best for: producers who want to fill MPCI gaps and protect their full crop investment.
MPCI is the foundation, but private products fill the gaps. We will build a combined crop program tailored to your operation.
Compare My Crop Options →We will review your acres, crops, history, and goals to build a federal-plus-private crop program that actually fits your farm.
Get a Free Crop Review →660-665-1687 · 660-754-1000
Crop programs have specific deadlines and decision windows. Here are the key moments to plan around.
Most spring crops have a March 15 sales closing date. This is when MPCI coverage levels and product elections must be locked in. Plan your review well before the deadline.
After planting, you must report your actual acres planted to your crop carrier. Brawner Insurance helps you file accurate reports on time to avoid coverage problems.
Before harvest, review your coverage and make sure you understand the claims process if yields come in below your guarantee. Quick prep saves headaches later.
Every season is different. Reviewing your full crop program each year — federal and private — ensures you are protected against the risks that matter most for your specific fields.
Planning Tip: Brawner reviews MPCI, Crop-Hail, and specialty products together as one program — not separate purchases — so your coverage works as a whole.
We learn about your acres, crops, APH history, marketing plan, and risk tolerance.
We compare MPCI elections, Crop-Hail, and specialty products from multiple top crop carriers.
We walk through coverage levels, units, deductibles, and how the products work together — in plain language.
We handle paperwork, deadlines, acreage reporting, and stay available through harvest for claims and questions.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
Watch on YouTube →Looking for guidance specific to your needs?
Schedule a Consultation →We start by understanding your acres, crops, APH history, and risk goals so we can recommend the right combined crop program.
We compare MPCI, Crop-Hail, and specialty products from multiple approved crop carriers — explaining coverages and elections.
Once you choose your program, we handle the paperwork and lock in coverage before sales closing deadlines.
Brawner Insurance is here through planting, growing, and harvest for acreage reporting, claims, and annual reviews — a real ag advocate.
See why farmers and producers across the Midwest trust Brawner Insurance for crop coverage.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Federal MPCI covers losses from drought, flood, freeze, disease, hail, and other natural perils. Private products like Crop-Hail add dollar-one coverage on top. Brawner Insurance helps you build a combined program that protects your full investment.
MPCI premiums are subsidized 38-80% by the federal government depending on coverage level. Private products like Crop-Hail are unsubsidized. Brawner Insurance shops multiple carriers to find competitive rates for your specific operation.
MPCI is federally subsidized multi-peril coverage with a deductible. Crop-Hail is private dollar-one coverage focused on hail and fire damage. Most producers carry both. Brawner Insurance builds them as one program.
Most spring crops have a March 15 sales closing date. After that you cannot add or change coverage until next year. Brawner Insurance reaches out well in advance to ensure you meet every deadline.
Claims are paid based on actual loss versus your coverage guarantee. An adjuster verifies the loss after harvest or after a storm event. Brawner Insurance helps you document, file, and follow claims through to payment.
Yes — as an independent agency, Brawner Insurance shops crop coverage across multiple approved carriers. We serve farmers across Missouri, Iowa, Kansas, and Illinois with full federal-plus-private programs.
Brawner Insurance helps farmers and producers across the Midwest build the right crop insurance program — federal MPCI, Crop-Hail, and specialty products — with unbiased advice from independent crop agents.
Get a Free Quote →660-665-1687 · 660-754-1000
As an independent agency, we offer the full range of insurance solutions for families, farms, and businesses — all under one roof.
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