All-in-One Protection for Small Business.
Business Owners Policy (BOP) from Brawner Insurance bundles property, liability, and business interruption coverage into one affordable package. We help small businesses across Missouri, Iowa, Kansas, and Illinois find the right BOP from multiple top commercial carriers.
Why Small Businesses Choose Brawner Insurance
Running a small business means managing countless risks — property damage, liability lawsuits, business interruption, equipment breakdown, and more. Buying separate policies for each risk is expensive and complicated. A Business Owners Policy bundles the essentials into one affordable, easy-to-manage package.
As an independent insurance agency since 1992, Brawner Insurance helps small business owners find the right BOP coverage from multiple top commercial carriers. We compare quotes, explain coverage options, and customize your policy to fit your industry, size, and risk profile — all while saving you money.
From retail shops and restaurants to professional offices and service businesses, Brawner Insurance helps small business owners across the Midwest protect their operations with affordable BOP coverage. Independent agency advantage means we shop multiple carriers for the best rates.
Get a Free Quote →Protect your business with one policy.
We will review your business needs, compare BOP quotes from multiple top carriers, and help you find affordable all-in-one coverage — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
BOP Coverage Through Brawner
A BOP bundles essential coverages small businesses need. Here is what is typically included.
Property Insurance
Covers your building, equipment, inventory, furniture, and business personal property from fire, theft, vandalism, and other covered perils — protecting your physical assets.
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General Liability
Protects your business from lawsuits over bodily injury, property damage, and personal injury claims — covering legal fees, settlements, and medical costs from third-party claims.
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Business Interruption
Covers lost income and operating expenses if your business cannot operate due to a covered loss — keeping you financially stable during repairs or rebuilding.
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Equipment Breakdown
Covers mechanical and electrical breakdown of essential business equipment — HVAC, computers, manufacturing equipment, and more — getting you back in business fast.
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Additional Coverages
Many BOPs include valuable add-ons like data compromise coverage, employee dishonesty, outdoor signs, and spoilage — comprehensive protection in one affordable package.
Learn More →Build your policy.
We tailor BOP coverage to your industry, size, and risk profile — every business is unique.
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