From corn and soybean operations across northern Missouri to row-crop farms in the Bootheel, MO farmers stack ECO on their MPCI for maximum federal crop insurance protection — Brawner Insurance helps Missouri farmers protect their dwelling, barns, equipment, livestock, and liability with comprehensive farm insurance from over 50 top carriers.
Missouri farmers grow over 3 million acres of corn and soybeans annually. ECO provides MO operations with the highest level of federal crop insurance available — extending coverage up to 90% or 95% of expected county yield or revenue, ideal for high-input farms in regions facing widespread weather risks.
As an independent agency since 1992, Brawner Insurance works with over 50 top farm carriers to find Missouri farmers the right combination of coverage and price. We understand the unique risks farmers face in Missouri — weather, equipment breakdowns, livestock losses, and liability exposure.

From small hobby farms to large commercial operations across Missouri, Brawner Insurance builds custom farm policies that protect everything you have worked for. Our independent agency model means we shop multiple carriers for the best coverage.
Get a Free Quote →Brawner Insurance helps Missouri farmers find comprehensive farm coverage at competitive prices from top carriers.
Get a Free Quote →660-665-1687 · 660-754-1000
Farm Insurance combines multiple types of coverage into one policy. Here is what we help Missouri farmers put in place.

Protect your farm home and dwelling from fire, storm, theft, and other perils. Farm insurance covers both your residence and farm structures under one comprehensive policy.
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Coverage for barns, machine sheds, grain bins, silos, and other farm outbuildings — protecting the structures that keep your operation running.
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Tractors, combines, balers, planters, and all your farm machinery covered against damage, theft, and breakdown — keeping your equipment protected on and off the farm.
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Cattle, horses, sheep, swine, and other farm animals covered against death from accidents, disease, lightning strikes, and other named perils.
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Comprehensive farm liability protection covering bodily injury, property damage, and farm-related accidents — protecting your operation, family, and assets from costly lawsuits.
Learn More →We tailor MPCI coverage to your crops, location, and risk tolerance — every farm is unique.
Talk to an Agent →Farm insurance comes in two main structures. Here is how they differ.
Best for: smaller farm operations with straightforward exposures and tight budgets.
Best for: working farms, ranches, and operations with significant assets.
Not sure which policy structure fits your farm? We will review your operation and build coverage that actually protects your livelihood.
Compare My Farm Options →We will review your operation, equipment, livestock, and buildings to recommend the right farm coverage.
Get a Free Farm Review →660-665-1687 · 660-754-1000
Farm operations change every season. Here are the moments to review your policy.
New tractors, combines, or implements need to be added to your policy before they go to work. Contact us before you take delivery.
Adding rented or owned acres can change your liability exposure. Update limits to match your new footprint.
Livestock counts and values should be reviewed whenever herds grow or shrink significantly.
Every year brings rising equipment values and replacement costs. An annual review keeps your coverage matched to reality.
Planning Tip: Schedule a 30-minute farm review each spring before planting or each fall after harvest. Brawner makes sure your policy keeps pace with your operation.
We learn about your needs, current coverage, and priorities so we can recommend the right farm policy.
We shop your farm across top carriers to find competitive pricing and the right fit.
We walk through coverages, limits, and exclusions in plain language — no jargon.
We handle the binding, paperwork, and stay available year-round for claims and questions.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
Watch on YouTube →Looking for guidance specific to your needs?
Schedule a Consultation →We start by understanding your situation, needs, and budget so we can recommend the right farm policy for you.
We compare farm policies from multiple top carriers, explaining coverages and costs in plain English.
Once you choose a policy, we handle the paperwork and make sure everything is in force.
Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.
See why farm and ranch families across the Midwest trust Brawner Insurance.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Farm insurance typically covers your farm dwelling, outbuildings, equipment, livestock, personal property, and liability — both farm operations and personal. Brawner Insurance helps you build the right combination.
Home insurance covers a residential home and personal use only. Farm insurance covers your dwelling plus the agricultural operation — including barns, equipment, livestock, and farm liability. Brawner Insurance helps farm families get both right.
Many farm policies include or offer equipment breakdown coverage for mechanical and electrical failures. Brawner Insurance helps you confirm whether your policy includes this valuable protection.
Farm liability covers injuries to visitors and third parties on your farm. Given the risks of machinery and livestock, adequate limits are critical. Brawner Insurance recommends liability limits that actually protect your farm assets.
Commercial farm auto is separate from personal auto. If your truck is used for farm work, it likely needs to be on a farm auto policy. Brawner Insurance helps you structure coverage correctly.
Yes — as an independent insurance agency, Brawner Insurance shops your farm insurance coverage across multiple top carriers to find the right protection at a competitive rate. We work with clients across Missouri, Iowa, Kansas, and Illinois.
Brawner Insurance helps farm and ranch families across the Midwest build the right farm insurance — dwelling, outbuildings, equipment, livestock, and liability — with unbiased advice from independent agents.
Get a Free Quote →660-665-1687 · 660-754-1000
As an independent agency, we offer the full range of insurance solutions for families, farms, and businesses — all under one roof.
Cars, trucks, and SUVs — coverage that fits your driving life.
Learn MoreProtect your house, belongings, and personal liability with the right policy.
Learn MoreExtra liability protection above your home and auto policy limits.
Learn MoreProtect your family financial future with term and whole life policies.
Learn MoreProtect farm buildings, equipment, and livestock with comprehensive coverage.
Learn MoreBOP, cyber liability, workers comp & commercial auto for businesses.
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