✉ admin@brawnerinsurance.com 📱 Kirksville: 660-665-1687 📱 Kahoka: 660-754-1000
Multi-Peril Crop Insurance  ·  Iowa

Iowa MPCI Coverage. Built for Your Operation.

From corn fields across central Iowa to soybean acres in the north, the heart of America's corn belt with the highest crop production per acre — Brawner Insurance helps Iowa farmers pick the right MPCI option, maximize federal subsidies, and never miss a sales closing deadline.

★★★★★5.0 Rating
|
50+ Carriers
|
MO, KS, IA, IL
|
80+ Reviews
Federal ProgramUSDA-subsidized crop coverage
Independent AgencyWe shop 50+ carriers
4 States CoveredMO, KS, IA, IL
Local SupportTwo Missouri offices
Why It Matters in Iowa

Why Iowa Farmers Need MPCI Coverage

Iowa is America's #1 corn producer with over 13 million acres of corn and 10 million acres of soybeans. Iowa farmers face spring flooding, summer derechos, and drought risks — making MPCI a non-negotiable foundation for their operations.

As an independent agency, Brawner walks Iowa farmers through every MPCI option — Yield Protection, Revenue Protection, RP-HPE, Area Risk, and SCO. We help you choose the right combination at the right coverage level.

MPCI crop coverage
#1Iowa is America's top corn producer
13M+Iowa acres of corn — most in the U.S.
50%-85%MPCI coverage levels available

MPCI is the foundation — but the right combination of base coverage plus supplemental products like SCO and private hail can dramatically increase Iowa farmers' protection.

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Iowa farmers — lock in your MPCI.

Brawner Insurance helps Iowa farmers maximize federal subsidies and meet every sales closing deadline.

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660-665-1687  ·  660-754-1000

Coverage Options

MPCI Options Through Brawner

MPCI offers several variations to match your operation. Here's what we help Iowa farmers put in place.

Yield Protection

Yield Protection (YP)

The basic MPCI option that protects against yield losses below your guaranteed level — caused by weather, disease, insects, or other natural disasters.

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Revenue Protection

Revenue Protection (RP)

The most popular MPCI option — protects against revenue losses from low yields, price declines, or both. Uses higher of planting or harvest price.

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RP-HPE coverage

RP with Harvest Price Exclusion

Similar to Revenue Protection but uses only the projected price — lower premium option for farmers who don't need harvest price upside.

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Area Risk Protection

Area Risk Protection (ARPI)

County-level coverage based on average yields and revenues across your county — simpler than individual MPCI and often less expensive.

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Supplemental Coverage Option

Supplemental Coverage Option (SCO)

County-based supplemental coverage that fills the gap between your MPCI deductible and 86% — purchased in addition to your underlying MPCI policy.

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Every Operation Is Different

Build your policy.

We tailor MPCI coverage to your crops, location, and risk tolerance — every farm is unique.

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Your Options

Yield Protection vs. Revenue Protection — Which Fits You?

The two main MPCI products protect your crops in different ways. Here is how they compare.

Option 1

Yield Protection (YP)

  • Protects against yield losses below your guarantee
  • Guarantee based on Approved Yield times coverage level
  • Payments triggered by low harvest yields
  • Does not respond to price movements
  • Lower premium than Revenue Protection
  • Good fit for producers with forward-priced crops

Best for: producers who have hedged or forward-priced their crop and only need yield protection.

Option 2

Revenue Protection (RP)

  • Protects against loss of revenue from yield OR price drops
  • Guarantee uses higher of projected or harvest price
  • Most popular MPCI product nationwide
  • Responds to both poor yields and falling markets
  • Higher premium than Yield Protection
  • Recommended for most row-crop producers

Best for: producers who want comprehensive protection against both yield and price risk.

Most Midwest producers choose Revenue Protection for its comprehensive coverage. We will help you model the right election.

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Not sure which MPCI product is right for your fields?

We will review your crops, APH history, and marketing plan to recommend the right MPCI election.

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660-665-1687  ·  660-754-1000

Key Moments

When to Review Your MPCI Elections

MPCI decisions must be made by sales closing deadlines. Here are the moments to plan around.

Before Sales Closing

Most spring crops have a March 15 sales closing date. Plan your review by mid-February to have time to model options.

APH Updates

Your Approved Yield updates each year based on actual production. This changes your guarantee — review elections whenever APH shifts.

Acreage Reporting

After planting, report your actual planted acres. Brawner helps you file accurate reports on time.

After Loss Events

Following hail, drought, or other losses, document everything quickly. Brawner guides you through the claims process.

Planning Tip: MPCI sales closing is hard — the deadline cannot be extended. Plan your review well before March 15 for spring crops.

Our Process

How We Help You Protect Your Crops

1

Review Your Situation

We learn about your needs, current coverage, and priorities so we can recommend the right MPCI policy.

2

Compare Carriers

We shop your MPCI across top carriers to find competitive pricing and the right fit.

3

Explain Your Options

We walk through coverages, limits, and exclusions in plain language — no jargon.

4

Set Up and Support

We handle the binding, paperwork, and stay available year-round for claims and questions.

Featured Insights

Insurance Insights & Education

Practical guidance to help you make confident insurance decisions.

Video

Why Shopping Insurance Every Year Can Hurt Your Fire or EMS District

Learn why constantly switching providers can create risks and what to consider instead.

Watch on YouTube →
Video

Introducing the ResponderShield Desk Series — Real Insurance Conversations

Real conversations about coverage, risks, and solutions for clients across the Midwest.

Watch on YouTube →

Looking for guidance specific to your needs?

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Getting Started

How MPCI Works

1

Free Consultation

We start by understanding your situation, needs, and budget so we can recommend the right MPCI policy for you.

2

Plan Comparison

We compare MPCI policies from multiple top carriers, explaining coverages and costs in plain English.

3

Easy Enrollment

Once you choose a policy, we handle the paperwork and make sure everything is in force.

4

Year-Round Support

Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.

Client Reviews

Trusted by Clients Across Missouri, Iowa, Kansas & Illinois

See why producers across the Midwest trust Brawner Insurance for MPCI.

★★★★★
5.0
Based on 80+ Google Reviews
Daniel Goodman
★★★★★

"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."

Alyssa Baker
★★★★★

"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."

Corey S
★★★★★

"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."

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Common Questions

MPCI FAQ

What does MPCI cover?

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Multi-Peril Crop Insurance covers yield or revenue losses from natural causes like drought, flood, freeze, disease, hail, and more. It is federally subsidized and available through approved carriers. Brawner Insurance helps you elect the right coverage.

How much does MPCI cost?

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MPCI premiums are subsidized 38-80% by the federal government depending on coverage level. Your cost depends on crop, county, APH, and election. Brawner Insurance runs the numbers for your operation.

What is the difference between YP and RP?

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Yield Protection pays for low yields. Revenue Protection pays for low yields OR low prices. RP is more comprehensive and more popular. Brawner Insurance helps you pick the right product.

When is the MPCI sales closing deadline?

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Most spring crops close on March 15 in the Midwest. After that you cannot add or change coverage until next year. Brawner Insurance reaches out early to ensure deadlines are met.

How are MPCI claims paid?

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Claims are paid based on actual loss versus your coverage guarantee. An adjuster verifies yields and damage. Brawner Insurance helps you document, file, and follow claims through to payment.

Can Brawner Insurance help me find the right mpci policy?

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Yes — as an independent insurance agency, Brawner Insurance shops your mpci coverage across multiple top carriers to find the right protection at a competitive rate. We work with clients across Missouri, Iowa, Kansas, and Illinois.

Get crop protection you can count on.

Brawner Insurance helps farmers across the Midwest build the right MPCI program — YP, RP, and supplemental coverage — with unbiased advice from independent crop agents.

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660-665-1687  ·  660-754-1000

Visit Us

Our Office Locations

Kirksville, MO

2605 N. Baltimore St., Kirksville, MO 63501

660-665-1687

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Kahoka, MO

465 S. Johnson St., Kahoka, MO 63445

660-754-1000

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