Protect Your Business from Employee Claims.
Employment Practices Liability Insurance (EPLI) from Brawner Insurance protects businesses from employee claims including wrongful termination, discrimination, harassment, and retaliation. We help businesses across Missouri, Iowa, Kansas, and Illinois find affordable EPLI coverage from multiple top carriers.
Why Employers Choose Brawner Insurance
Employment lawsuits are one of the biggest threats facing modern businesses. About 60% of employers face employment claims at some point — even small businesses with just a few employees. The average settlement is $125,000, with defense costs averaging $75,000 — even when you win.
As an independent insurance agency since 1992, Brawner Insurance helps employers find the right EPLI coverage from multiple top carriers. We assess your workforce risks, explain standalone vs bundled options, and customize policies to your industry and employee count.
From small businesses to large employers, Brawner Insurance helps Midwest companies protect against employee claims with affordable EPLI coverage. Our independent agency advantage means we shop multiple carriers for the best rates and coverage.
Get a Free Quote →Protect your business from employee claims.
We will review your workforce risks, compare quotes from multiple top carriers, and help you find affordable EPLI coverage — at no cost to you.
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EPLI Coverage Through Brawner
EPLI protects your business from employee-related claims. Here is what is typically covered.
Wrongful Termination
Protects your business from claims by former employees alleging they were fired for illegal reasons — covering legal defense, settlements, and judgments in wrongful termination lawsuits.
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Discrimination Claims
Covers lawsuits alleging discrimination based on race, gender, age, religion, disability, or other protected classes — one of the most common and costly EPLI claims.
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Sexual Harassment
Protects against claims of workplace sexual harassment — covering investigation costs, legal defense, settlements, and judgments from hostile work environment lawsuits.
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Retaliation Claims
Covers lawsuits alleging retaliation against employees who reported harassment, discrimination, safety violations, or other protected activities — a growing area of employment litigation.
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Wage & Hour Claims
Many BOPs include valuable add-ons like data compromise coverage, employee dishonesty, outdoor signs, and spoilage — comprehensive protection in one affordable package.
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We tailor BOP coverage to your industry, size, and risk profile — every business is unique.
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