From corn fields across central Iowa to soybean acres in the north, IA growers stack ECO on top of their MPCI for maximum federal crop insurance protection — Brawner Insurance helps Iowa families and individuals find affordable dental insurance from multiple top carriers, covering preventive care, basic procedures, major work, and orthodontics.
Iowa is America's #1 corn producer with 23 million acres of cropland. ECO offers Iowa farmers the highest level of federal crop insurance protection available — extending coverage up to 90% or 95%, ideal for the high-yield, high-input corn and soybean operations that define Iowa agriculture.
As an independent agency since 1992, Brawner Insurance compares dental plans from multiple top carriers to find Iowa families the right combination of coverage, network, and price. Individual, family, and group dental options available.

From individual policies to family plans across Iowa, Brawner Insurance helps families protect their smiles with affordable dental coverage. Independent agency advantage means we shop multiple carriers for the best rates.
Get a Free Quote →Brawner Insurance helps Iowa families find affordable dental insurance from multiple top carriers — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Dental insurance typically covers preventive, basic, major, and orthodontic care. Here is what we help Iowa families put in place.

Routine cleanings, exams, and X-rays are typically covered 100% by dental insurance — keeping your teeth healthy and catching problems early before they become expensive.
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Fillings, simple extractions, root canals, and other basic dental procedures are typically covered 70-80% — protecting you from unexpected dental bills when problems arise.
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Crowns, bridges, dentures, oral surgery, and other major dental work are typically covered 50% — giving you significant savings on the most expensive procedures.
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Many dental plans offer orthodontic coverage for children and sometimes adults — covering braces, retainers, and other corrective treatments to support healthy smiles.
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Brawner Insurance offers individual dental plans, family dental coverage, and group dental options — finding the right plan for your needs and budget across the Midwest.
Learn More →We tailor MPCI coverage to your crops, location, and risk tolerance — every farm is unique.
Talk to an Agent →The two main types of dental plans work very differently. Here is what you need to know before choosing.
Best for: people who want freedom of choice and already have a dentist they like.
Best for: people who want low predictable costs and are willing to use an assigned dentist.
Not sure which plan type fits your family and budget? We will compare options from multiple dental carriers and help you choose based on your dentist, needs, and price.
Compare My Dental Options →We will review your situation, compare PPO and HMO dental plans, and give you a clear recommendation based on your dentist and budget.
Get a Free Dental Review →660-665-1687 · 660-754-1000
Life and work changes can affect your dental options. Here are the key moments to check in with us.
If you are losing employer dental coverage or your new employer does not offer it, you have a short window to enroll in individual dental. Contact Brawner before coverage lapses.
Marriage, a new baby, or a child aging off a parent's plan all create dental enrollment opportunities. We help you find family-friendly plans with the right benefits.
Most dental plans renew annually with set enrollment windows. This is your chance to switch plans, add family members, or upgrade benefits without medical questions.
If you know you need crowns, implants, orthodontics, or oral surgery, the right plan can save thousands. We help you choose plans with the right benefit categories and waiting periods.
Planning Tip: Review your dental plan every year before renewal. Carriers change benefits and networks, and a quick comparison often improves coverage or saves money.
We learn about your dentist, current coverage, family needs, and any planned procedures.
We compare PPO and HMO dental plans from multiple top carriers in your area.
We walk you through networks, benefit categories, waiting periods, and annual maximums in plain English.
We help you enroll and stay available year after year for questions and renewal reviews.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
Watch on YouTube →Looking for guidance specific to your needs?
Schedule a Consultation →We start by understanding your dentist, family needs, and budget so we can recommend the right dental plan for you.
We compare PPO and HMO dental plans from multiple top carriers, explaining costs, benefits, and trade-offs in plain English.
Once you choose a plan, we handle the enrollment paperwork and make sure everything is processed correctly and on time.
Brawner Insurance is here all year for billing questions, claims help, plan changes, and annual reviews — you have a real advocate.
See why families across the Midwest trust Brawner Insurance for dental coverage.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Most dental plans cover preventive care like cleanings and exams at 100%, basic procedures like fillings at 70-80%, and major procedures like crowns at 50%. Many plans also include orthodontia for children. Brawner Insurance helps you compare benefits.
Individual dental premiums typically range from $20 to $60 per month depending on the plan type, network, and benefits. Family plans cost more. Brawner Insurance shops multiple carriers to find competitive rates.
PPO plans let you see any dentist with better in-network savings, while HMO plans assign you a primary dentist with set copays. PPOs cost more but offer more flexibility. Brawner Insurance helps you choose based on your dentist and budget.
Most individual dental plans have waiting periods of 6 to 12 months for major services. Some plans waive waiting periods if you had prior coverage. Brawner Insurance helps you find plans with the shortest waiting periods for your situation.
Many plans include orthodontia for children, often with separate lifetime maximums and coinsurance. Adult ortho is less commonly covered. Brawner Insurance helps you find plans that include the ortho benefits you need.
Yes — as an independent agency, Brawner Insurance works with multiple dental carriers to find the right coverage for individuals, families, and small employers across Missouri, Iowa, Kansas, and Illinois.
Brawner Insurance helps families and individuals across the Midwest find the right dental coverage — PPO, HMO, and individual plans — with unbiased advice from independent agents.
Get a Free Quote →660-665-1687 · 660-754-1000
As an independent agency, we offer the full range of insurance solutions for families, farms, and businesses — all under one roof.
Cars, trucks, and SUVs — coverage that fits your driving life.
Learn MoreProtect your house, belongings, and personal liability with the right policy.
Learn MoreExtra liability protection above your home and auto policy limits.
Learn MoreProtect your family financial future with term and whole life policies.
Learn MoreProtect farm buildings, equipment, and livestock with comprehensive coverage.
Learn MoreBOP, cyber liability, workers comp & commercial auto for businesses.
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