From Wichita employers to small businesses across Kansas, KS companies trust Brawner Insurance for EPLI coverage — Brawner Insurance helps Kansas small businesses find affordable Employment Practices Liability Insurance from multiple top carriers.
Kansas has over 250,000 small businesses employing workers across diverse industries. KS employers face the same employment law risks as larger corporations. Brawner Insurance helps KS businesses find EPLI protection at affordable rates.
As an independent agency since 1992, Brawner Insurance helps Kansas small business owners compare EPLI quotes from multiple top carriers, customize coverage to their workforce and industry risks, and find competitive rates — all while providing local, personal service.

From small businesses to large employers across Kansas, Brawner Insurance helps protect against employee claims with affordable EPLI coverage. Our independent agency model means we shop multiple carriers for the best rates.
Get a Free Quote →Brawner Insurance helps Kansas small businesses find affordable Employment Practices Liability Insurance from multiple top carriers — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
EPLI protects employers from employee claims. Here is what is typically covered for Kansas businesses.

Protects your business from claims by former employees alleging they were fired for illegal reasons — covering legal defense, settlements, and judgments in wrongful termination lawsuits.
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Covers lawsuits alleging discrimination based on race, gender, age, religion, disability, or other protected classes — one of the most common and costly EPLI claims.
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Protects against claims of workplace sexual harassment — covering investigation costs, legal defense, settlements, and judgments from hostile work environment lawsuits.
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Covers lawsuits alleging retaliation against employees who reported harassment, discrimination, safety violations, or other protected activities — a growing area of employment litigation.
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Many BOPs include valuable add-ons like data compromise coverage, employee dishonesty, outdoor signs, and spoilage — comprehensive protection in one affordable package.
Learn More →We tailor BOP coverage to your industry, size, and risk profile — every business is unique.
Talk to an Agent →EPLI can be purchased as a standalone policy or added to other business policies. Here is how the two approaches compare.
Best for: people who need immediate income protection for temporary setbacks.
Best for: professionals who need to protect decades of future earning potential.
Brawner helps you decide between standalone EPLI and bundled coverage based on your business size and risk.
Get EPLI Quote →We will review your workforce, policies, and industry to recommend the right EPLI coverage.
Get a Free EPLI Review →660-665-1687 · 660-754-1000
Understanding these key facts helps you choose the right employment practices protection.
About 60% of employers face employment lawsuits at some point. Discrimination and wrongful termination are the most frequent claims.
Any business with employees needs EPLI — from small retailers to large corporations. Even a single employee can file a claim against your business.
The average employment lawsuit settlement is $125,000 and legal defense costs average $75,000 — even if you win. EPLI covers these costs.
General liability policies exclude employment claims — you need dedicated EPLI coverage to be protected from employee lawsuits.
Planning Tip: Do not wait for a lawsuit to discover coverage gaps. EPLI claims can arise at any time — having protection in place is essential for defending your business.
We learn about your workforce, HR policies, industry, and employment risks to recommend the right EPLI coverage for your business.
We shop your EPLI across top carriers to find competitive pricing and the right coverage features.
We walk through coverages, limits, and exclusions in plain language — no insurance jargon.
We handle the application, paperwork, and stay available year-round for claims and questions.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
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Schedule a Consultation →We start by understanding your workforce, HR policies, and employment risks so we can recommend the right EPLI policy.
We compare EPLI policies from multiple top carriers, explaining coverages and costs in plain English.
Once you choose a policy, we handle the paperwork and make sure everything is in force.
Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.
See why business owners across the Midwest trust Brawner Insurance for BOP coverage.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
In Kansas, EPLI costs vary based on employee count, industry, HR policies, and coverage limits. Small businesses often pay $800-$3,000 annually. Brawner Insurance compares quotes from multiple top carriers for Kansas employers.
Any Kansas business with employees needs EPLI — from small retailers to large corporations. About 60% of employers face employment lawsuits at some point. Even a single employee can file a claim resulting in significant legal costs.
For Kansas employers, EPLI covers wrongful termination, discrimination claims, sexual harassment, retaliation, hostile work environment, failure to promote, and often wage and hour disputes. It covers both legal defense and settlements.
Most standard BOPs in Kansas do not include EPLI, or include only minimal coverage. EPLI is typically purchased as a standalone policy or added as an endorsement for meaningful protection against employment claims.
Employment claims are common across Kansas — about 60% of employers face some form of employee lawsuit. Discrimination and wrongful termination are the most frequent claims, with average settlements of $125,000.
Yes — Brawner Insurance works with Kansas employers to compare EPLI policies from multiple top carriers, explain standalone vs bundled coverage, and find the right combination of protection and affordability.
Brawner Insurance helps Kansas small businesses find affordable Employment Practices Liability Insurance from multiple top carriers — property, liability, and interruption in one package.
Get a Free Quote →660-665-1687 · 660-754-1000
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