When Hail Hits, Be Ready.
A single hailstorm can wipe out months of work in minutes. Crop hail insurance fills the gap MPCI leaves behind — protecting your yields with first-dollar coverage you can buy any time during the growing season.
Why Crop Hail Coverage Matters
Hail is one of the most destructive weather events for Midwest farmers — and one of the most unpredictable. A single storm can destroy 100% of your crop in minutes. MPCI deductibles often leave farmers paying for the first 15-35% of losses out of pocket. Crop hail closes that gap.
As an independent agency, Brawner offers crop hail coverage from multiple specialty carriers. We help farmers choose per-acre coverage that fills MPCI gaps, includes wind and storm protection, and pays out fast when you need cash to recover.
Crop hail isn't a replacement for MPCI — it's the perfect complement. Together they give you complete protection from both broad yield losses and devastating hail events.
Get a Free Quote →Hail can strike any time. Be ready.
We'll help you find affordable crop hail coverage that fills the gaps in your MPCI policy — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Crop Hail Coverage Through Brawner
Crop hail coverage offers fast, flexible protection against weather events that can devastate a field. Here's what we help farmers put in place.
Hail Damage Coverage
Direct protection against crop damage caused by hail — one of the most destructive weather events for row crops, often striking suddenly during the growing season.
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Production Loss Protection
Compensates farmers for crop production losses caused by hail damage — paid based on the percentage of crop destroyed at the time of loss.
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Wind & Storm Coverage
Many crop hail policies also cover wind damage, fire from lightning, transit damage, and vandalism — protecting your crops from multiple weather perils.
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Total Crop Loss Coverage
Pays out the full coverage amount when hail completely destroys your crop — providing critical financial protection for catastrophic loss events.
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Replant Coverage
Reimburses replanting costs when hail damages crops early enough in the season for a second planting — keeping your operation productive after a loss.
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We tailor MPCI coverage to your crops, location, and risk tolerance — every farm is unique.
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