Missouri Workers Compensation Insurance. Protect Your Team.
From small businesses in Kirksville to employers across St. Louis and Kansas City, MO companies trust Brawner Insurance for Workers Compensation — Brawner Insurance helps Missouri small businesses find affordable Workers Compensation Insurance from multiple top carriers.
Why Missouri Businesses Choose Brawner Insurance
Missouri law requires workers compensation for employers with five or more employees, or one employee in construction. MO businesses need proper workers comp coverage to stay compliant, protect injured workers, and avoid costly penalties and lawsuits.
As an independent agency since 1992, Brawner Insurance helps Missouri small business owners compare Workers Comp quotes from multiple top carriers, customize coverage to their industry and payroll, and find competitive rates — all while providing local, personal service.
From small businesses to large employers across Missouri, Brawner Insurance helps companies meet workers comp requirements with affordable coverage. Our independent agency model means we shop multiple carriers for the best rates.
Get a Free Quote →Missouri businesses — protect your team.
Brawner Insurance helps Missouri small businesses find affordable Workers Compensation Insurance from multiple top carriers — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Workers Comp Through Brawner
Workers Compensation protects employees and employers. Here is what is typically included for Missouri businesses.
Medical Benefits
Covers all medical expenses related to work injuries — hospital stays, surgeries, doctor visits, prescriptions, physical therapy, and ongoing treatment for injured employees.
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Lost Wages
Replaces a portion of lost income while employees recover from work-related injuries — typically 60-75% of wages until they can return to work.
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Disability Benefits
Provides short-term and long-term disability payments for employees who cannot return to work or have permanent impairment from work-related injuries or illnesses.
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Rehabilitation
Covers vocational and physical rehabilitation to help injured workers recover and return to work — including job retraining and therapy services.
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Employer Liability
Many BOPs include valuable add-ons like data compromise coverage, employee dishonesty, outdoor signs, and spoilage — comprehensive protection in one affordable package.
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We tailor BOP coverage to your industry, size, and risk profile — every business is unique.
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