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Revenue Protection  ·  Kansas

Kansas Revenue Protection. Yield + Price Coverage.

From wheat fields across western Kansas to corn and soybean acres in the east, KS farmers protect their revenue with comprehensive RP coverage — Brawner Insurance helps Kansas farmers lock in Revenue Protection at the right coverage level with maximum federal subsidies.

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★★★★★5.0 Rating
|
50+ Carriers
|
MO, KS, IA, IL
|
80+ Reviews
Most Popular MPCIRP is the #1 chosen option
Independent AgencyWe shop 50+ carriers
4 States CoveredMO, KS, IA, IL
Local SupportTwo Missouri offices
Why It Matters in Kansas

Why Kansas Farmers Choose Revenue Protection

Kansas farmers grow over 8 million acres of wheat, corn, soybeans, and grain sorghum. With drought, hail, and Tornado Alley weather threats — combined with volatile grain markets — Revenue Protection is essential for protecting both yields and revenue across KS operations.

As an independent agency, Brawner walks Kansas farmers through Revenue Protection coverage — explaining the harvest price option, helping you select the right coverage level, and maximizing federal subsidies for your operation.

MPCI crop coverage
8M+Kansas crop acres needing RP
Yield + Pricebroadest MPCI option for KS
50%-85%RP coverage levels available

Revenue Protection is the most popular MPCI option for Kansas farmers — combining yield and price coverage in one policy with heavy federal subsidies that make comprehensive protection affordable.

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Kansas farmers — lock in your RP.

Brawner Insurance helps Kansas farmers choose the right Revenue Protection coverage and maximize federal subsidies.

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660-665-1687  ·  660-754-1000

Coverage Options

Revenue Protection Through Brawner

Revenue Protection combines yield and price coverage in one powerful policy. Here's what we help Kansas farmers put in place.

Yield Protection

Yield Loss Protection

Pays you when your actual yield falls below your guaranteed yield level — caused by drought, flood, disease, insects, or other natural perils.

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Revenue Protection

Price Decline Protection

Pays you when commodity prices drop below the projected price set at planting — protecting your revenue from market volatility.

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RP-HPE coverage

Combined Yield + Price

Revenue Protection combines yield and price coverage in one policy — paying out whenever the combination of your yield and price falls below your guarantee.

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Area Risk Protection

Harvest Price Option

Standard RP uses the higher of planting or harvest price — protecting you when prices RISE between planting and harvest, locking in upside potential.

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Supplemental Coverage Option

Federal Subsidy Support

Revenue Protection is part of the federal MPCI program — meaning premiums are subsidized 38-80% by USDA, making comprehensive coverage affordable.

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Every Operation Is Different

Build your policy.

We tailor MPCI coverage to your crops, location, and risk tolerance — every farm is unique.

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Your Options

Revenue Protection vs. Yield Protection — Which Fits You?

Revenue Protection and Yield Protection are the two main MPCI products. Here is how they compare.

Option 1

Revenue Protection (RP)

  • Covers yield OR price losses
  • Guarantee uses higher of projected or harvest price
  • Most popular MPCI product nationwide
  • Responds to falling markets AND poor yields
  • Higher premium than Yield Protection
  • Comprehensive coverage for market exposure

Best for: most row-crop producers who want protection against both yield and price risk.

Option 2

Yield Protection (YP)

  • Covers yield losses only
  • Guarantee based on Approved Yield and coverage level
  • Payments only triggered by low yields
  • Does not respond to market price movements
  • Lower premium than Revenue Protection
  • Good fit if crop is already forward priced

Best for: producers who have hedged and only need yield protection.

Most Midwest producers choose Revenue Protection for its comprehensive coverage. We will help you model the right election.

Compare My Crop Options →

Not sure which product is right for your fields?

We will review your crops, marketing plan, and APH history to recommend the right MPCI election.

Get a Free Crop Review →

660-665-1687  ·  660-754-1000

Key Moments

When to Review Your RP Elections

Revenue Protection decisions must be made by sales closing deadlines. Here are the moments to plan around.

Before Sales Closing

Spring crops typically have a March 15 sales closing date. Plan your review by mid-February.

APH Updates

Your Approved Yield updates each year. A shift in APH changes your guarantee — always review.

Marketing Plan Changes

If your hedging or forward pricing plans change, RP vs YP economics shift. Rerun the numbers.

Annual Review

Every season is different. Brawner rebuilds your crop program fresh each year with current prices and APH.

Planning Tip: RP sales closing is a hard deadline. Brawner Insurance reaches out in January to start your review in plenty of time.

Our Process

How We Help You Protect Revenue

1

Review Your Situation

We learn about your needs, current coverage, and priorities so we can recommend the right Revenue Protection policy.

2

Compare Carriers

We shop your Revenue Protection across top carriers to find competitive pricing and the right fit.

3

Explain Your Options

We walk through coverages, limits, and exclusions in plain language — no jargon.

4

Set Up and Support

We handle the binding, paperwork, and stay available year-round for claims and questions.

Featured Insights

Insurance Insights & Education

Practical guidance to help you make confident insurance decisions.

Video

Why Shopping Insurance Every Year Can Hurt Your Fire or EMS District

Learn why constantly switching providers can create risks and what to consider instead.

Watch on YouTube →
Video

Introducing the ResponderShield Desk Series — Real Insurance Conversations

Real conversations about coverage, risks, and solutions for clients across the Midwest.

Watch on YouTube →

Looking for guidance specific to your needs?

Schedule a Consultation →
Getting Started

How Revenue Protection Works

1

Free Consultation

We start by understanding your situation, needs, and budget so we can recommend the right Revenue Protection policy for you.

2

Plan Comparison

We compare Revenue Protection policies from multiple top carriers, explaining coverages and costs in plain English.

3

Easy Enrollment

Once you choose a policy, we handle the paperwork and make sure everything is in force.

4

Year-Round Support

Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.

Client Reviews

Trusted by Clients Across Missouri, Iowa, Kansas & Illinois

See why producers across the Midwest trust Brawner Insurance for Revenue Protection.

★★★★★
5.0
Based on 80+ Google Reviews
Daniel Goodman
★★★★★

"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."

Alyssa Baker
★★★★★

"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."

Corey S
★★★★★

"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."

View All Reviews on Google →
Common Questions

Revenue Protection FAQ

What does Revenue Protection cover?

+

Revenue Protection covers losses from low yields, low prices, or both. The guarantee uses the higher of projected or harvest price, giving you upside protection. Brawner Insurance helps you elect the right level.

How much does Revenue Protection cost?

+

RP premiums are federally subsidized 38-80% depending on coverage level. Cost varies by crop, county, APH, and election. Brawner Insurance runs the numbers for your operation.

What is the harvest price exclusion?

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Harvest Price Exclusion is a lower-cost RP variant that does not use the harvest price in the guarantee. Most producers choose RP with harvest price option for better protection. Brawner explains the tradeoff.

When is the sales closing deadline?

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Most Midwest spring crops close on March 15. After that you cannot change elections until next year. Brawner Insurance ensures deadlines are met.

How are RP claims paid?

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Claims are based on actual revenue versus your guarantee. An adjuster verifies yields and the harvest price is published by RMA. Brawner Insurance helps you document and file claims.

Can Brawner Insurance help me find the right revenue protection policy?

+

Yes — as an independent insurance agency, Brawner Insurance shops your revenue protection coverage across multiple top carriers to find the right protection at a competitive rate. We work with clients across Missouri, Iowa, Kansas, and Illinois.

Protect your revenue from every angle.

Brawner Insurance helps farmers across the Midwest build the right Revenue Protection program — with unbiased advice from independent crop agents.

Get a Free Quote →

660-665-1687  ·  660-754-1000

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Our Office Locations

Kirksville, MO

2605 N. Baltimore St., Kirksville, MO 63501

660-665-1687

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Kahoka, MO

465 S. Johnson St., Kahoka, MO 63445

660-754-1000

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