From fleet operators to service contractors across Wichita and Topeka, KS businesses trust Brawner Insurance for Commercial Auto Insurance — Brawner Insurance helps Kansas small businesses find affordable Commercial Auto Insurance from multiple top carriers.
Kansas has over 250,000 small businesses with diverse commercial vehicle needs — agriculture, delivery, construction, and services. Brawner Insurance helps KS businesses find Commercial Auto coverage that matches their operations.
As an independent agency since 1992, Brawner Insurance helps Kansas small business owners compare Commercial Auto quotes from multiple top carriers, customize coverage to their fleet size and industry, and find competitive rates — all while providing local, personal service.

From delivery services to fleet operators across Kansas, Brawner Insurance helps businesses protect their commercial vehicles with affordable coverage. Our independent agency model means we shop multiple carriers for the best rates.
Get a Free Quote →Brawner Insurance helps Kansas small businesses find affordable Commercial Auto Insurance from multiple top carriers — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Commercial Auto covers vehicles used for business purposes. Here is what is typically included for Kansas businesses.

Protects your business from lawsuits if your commercial vehicle causes bodily injury or property damage — covering legal fees, settlements, and medical costs.
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Collision and comprehensive coverage for your commercial vehicles — covering repairs or replacement from accidents, theft, vandalism, weather, and other covered perils.
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Protects your drivers and vehicles if hit by an uninsured or underinsured motorist — covering medical costs and vehicle damage when the other driver cannot pay.
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Covers rented, leased, or employee-owned vehicles used for business — essential protection when your team uses personal cars for work or you rent vehicles.
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Many BOPs include valuable add-ons like data compromise coverage, employee dishonesty, outdoor signs, and spoilage — comprehensive protection in one affordable package.
Learn More →We tailor BOP coverage to your industry, size, and risk profile — every business is unique.
Talk to an Agent →Using personal auto insurance for business use leaves major gaps. Here is why commercial auto is essential for any business vehicle.
Best for: people who need immediate income protection for temporary setbacks.
Best for: professionals who need to protect decades of future earning potential.
Using your vehicle for business? You need commercial auto — we will explain exactly what you need.
Get Commercial Auto Quote →We will review your vehicles, drivers, and business use to recommend the right commercial auto coverage.
Get a Free Commercial Auto Review →660-665-1687 · 660-754-1000
Understanding these key facts helps you choose the right commercial auto protection.
Personal auto policies exclude business use — claims for work-related accidents are typically denied, leaving you personally liable.
Any business that uses vehicles for deliveries, service calls, transporting tools, or hauling goods needs commercial auto insurance.
Commercial auto offers much higher liability limits than personal auto — essential given the increased risks of business vehicle use.
Whether you have one vehicle or a fleet, commercial auto policies scale to your needs with unified billing and coverage.
Planning Tip: Do not wait for an accident to discover coverage gaps. If you use any vehicle for business, you need commercial auto insurance starting day one.
We learn about your vehicles, drivers, business use, and coverage needs to recommend the right commercial auto policy.
We shop your commercial auto across top carriers to find competitive pricing and the right coverage features.
We walk through coverages, limits, and exclusions in plain language — no insurance jargon.
We handle the application, paperwork, and stay available year-round for claims and questions.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
Watch on YouTube →Looking for guidance specific to your needs?
Schedule a Consultation →We start by understanding your vehicles, drivers, and business use so we can recommend the right commercial auto policy.
We compare commercial auto policies from multiple top carriers, explaining coverages and costs in plain English.
Once you choose a policy, we handle the paperwork and make sure everything is in force.
Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.
See why business owners across the Midwest trust Brawner Insurance for BOP coverage.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
In Kansas, Commercial Auto Insurance costs vary based on vehicle type, number of vehicles, drivers, and coverage limits. Single commercial vehicles often start at $1,200-$2,400 annually. Brawner Insurance compares quotes from multiple top carriers for Kansas businesses.
Any Kansas business that uses vehicles for work — deliveries, service calls, transporting tools, or hauling goods — needs Commercial Auto Insurance. Personal auto policies do not cover business use, leaving Kansas businesses exposed.
For Kansas businesses, Commercial Auto covers liability for bodily injury and property damage, physical damage (collision and comprehensive), uninsured motorist protection, and hired/non-owned auto for employee and rented vehicles.
No — personal auto policies in Kansas explicitly exclude business use. Claims for work-related accidents are typically denied. If you use your vehicle for business, you need Commercial Auto Insurance.
Yes — Brawner Insurance helps Kansas businesses with fleets of any size, from 2-3 vehicles to hundreds. Fleet policies offer unified billing, consistent coverage, and often better rates than individual policies.
Yes — Brawner Insurance works with Kansas businesses to compare Commercial Auto policies from multiple top carriers, explain coverage features, and find the right combination of protection and affordability.
Brawner Insurance helps Kansas small businesses find affordable Commercial Auto Insurance from multiple top carriers — property, liability, and interruption in one package.
Get a Free Quote →660-665-1687 · 660-754-1000
As an independent agency, we offer the full range of insurance solutions for families, farms, and businesses — all under one roof.
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