Missouri Dental Insurance. Affordable Smile Coverage.

Most dental plans cover preventive care like cleanings and exams at 100%, basic procedures like fillings at 70-80%, and major procedures like crowns at 50%. Many plans also include orthodontia for children. Brawner Insurance helps you compare benefits.

Individual dental premiums typically range from $20 to $60 per month depending on the plan type, network, and benefits. Family plans cost more. Brawner Insurance shops multiple carriers to find competitive rates.

PPO plans let you see any dentist with better in-network savings, while HMO plans assign you a primary dentist with set copays. PPOs cost more but offer more flexibility. Brawner Insurance helps you choose based on your dentist and budget.

Most individual dental plans have waiting periods of 6 to 12 months for major services. Some plans waive waiting periods if you had prior coverage. Brawner Insurance helps you find plans with the shortest waiting periods for your situation.

Many plans include orthodontia for children, often with separate lifetime maximums and coinsurance. Adult ortho is less commonly covered. Brawner Insurance helps you find plans that include the ortho benefits you need.

Yes — as an independent agency, Brawner Insurance works with multiple dental carriers to find the right coverage for individuals, families, and small employers across Missouri, Iowa, Kansas, and Illinois.