Illinois Employment Practices Liability Insurance. Protect from Employee Claims.

In Illinois, EPLI costs vary based on employee count, industry, HR policies, and coverage limits. Small businesses often pay $800-$3,000 annually. Brawner Insurance compares quotes from multiple top carriers for Illinois employers.

Any Illinois business with employees needs EPLI — from small retailers to large corporations. About 60% of employers face employment lawsuits at some point. Even a single employee can file a claim resulting in significant legal costs.

For Illinois employers, EPLI covers wrongful termination, discrimination claims, sexual harassment, retaliation, hostile work environment, failure to promote, and often wage and hour disputes. It covers both legal defense and settlements.

Most standard BOPs in Illinois do not include EPLI, or include only minimal coverage. EPLI is typically purchased as a standalone policy or added as an endorsement for meaningful protection against employment claims.

Employment claims are common across Illinois — about 60% of employers face some form of employee lawsuit. Discrimination and wrongful termination are the most frequent claims, with average settlements of $125,000.

Yes — Brawner Insurance works with Illinois employers to compare EPLI policies from multiple top carriers, explain standalone vs bundled coverage, and find the right combination of protection and affordability.