Iowa ECO Coverage. Maximum MPCI Protection.
From corn fields across central Iowa to soybean acres in the north, IA growers stack ECO on top of their MPCI for maximum federal crop insurance protection — Brawner Insurance helps Iowa farmers add Enhanced Coverage Option to their underlying MPCI policies for maximum federal crop insurance protection.
Why Iowa Farmers Add ECO Coverage
Iowa is America's #1 corn producer with 23 million acres of cropland. ECO offers Iowa farmers the highest level of federal crop insurance protection available — extending coverage up to 90% or 95%, ideal for the high-yield, high-input corn and soybean operations that define Iowa agriculture.
As an independent agency, Brawner Insurance walks Iowa farmers through ECO eligibility — explaining how it stacks on top of your existing MPCI and SCO coverage, the difference between 90% and 95% tiers, and how to maximize federal subsidies.
ECO is the highest level of federal crop insurance available for Iowa farmers. With 44% premium subsidy and coverage up to 95% of expected county yield or revenue, it provides maximum protection when paired with your underlying MPCI and SCO policies.
Get a Free Quote →Iowa farmers — maximize your coverage.
Brawner Insurance helps Iowa farmers add ECO to their existing MPCI stack for the highest level of federal crop insurance protection available.
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Enhanced Coverage Through Brawner
ECO is a county-level top-up endorsement that stacks on your underlying MPCI and SCO coverage. Here's how it works for Iowa farmers.
Higher Coverage Levels
ECO extends federal crop insurance protection up to 90% or 95% of expected county yield or revenue — going beyond what SCO offers for maximum gap coverage.
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Stacks On Top of SCO
ECO sits above SCO in your coverage stack. While SCO covers up to 86%, ECO picks up where SCO ends — providing additional protection from 86% up to 90% or 95%.
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44% Federal Subsidy
USDA subsidizes 44% of ECO premiums — slightly less than SCO, but still a significant subsidy that makes higher coverage levels affordable for most operations.
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Two Coverage Tiers
ECO offers two coverage levels — 90% or 95% of expected county yield or revenue. Choose the tier that best matches your operation's risk tolerance and budget.
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Maximum MPCI Protection
ECO provides the highest level of federal crop insurance available — combined with your underlying MPCI and SCO, you can protect up to 95% of expected county yield or revenue.
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We tailor MPCI coverage to your crops, location, and risk tolerance — every farm is unique.
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