Protect Every Vehicle You Drive for Business.

Commercial Auto Insurance covers vehicles used for business purposes — delivery trucks, service vans, company cars, and fleets. It provides higher liability limits than personal auto and covers business-specific risks.

Any business that uses vehicles for work needs commercial auto — this includes delivery services, contractors, service businesses, fleet operators, and companies whose employees drive for work. Personal auto policies do not cover business use.

Commercial Auto covers liability for bodily injury and property damage, physical damage to your vehicles (collision and comprehensive), uninsured motorist protection, and hired/non-owned auto coverage for rented or employee vehicles used for business.

Costs vary based on vehicle type, number of vehicles, drivers, driving records, coverage limits, and business use. Single commercial vehicles often start at $1,200-$2,400 annually. Brawner Insurance compares quotes from multiple top carriers.

This coverage protects your business when employees drive rented, leased, or their own personal vehicles for work. It is essential if your team ever drives for business purposes — even occasionally.

Yes — as an independent insurance agency, Brawner Insurance shops commercial auto coverage across multiple top carriers to find the right protection at a competitive rate. We work with businesses across Missouri, Iowa, Kansas, and Illinois.