Inland Marine Insurance from Brawner Insurance protects mobile business property — tools, equipment, cargo, and materials while in transit or at job sites. We help contractors, truckers, and mobile businesses across Missouri, Iowa, Kansas, and Illinois find affordable inland marine coverage from multiple top carriers.
Your tools, equipment, and cargo are the lifeblood of your business — but most commercial property policies do not cover them when they leave your location. Whether you are a contractor with $50,000 in tools on a truck, a trucker hauling valuable cargo, or a business transporting materials, Inland Marine is essential protection.
As an independent insurance agency since 1992, Brawner Insurance helps contractors, truckers, and mobile businesses find the right Inland Marine coverage from multiple top carriers. We understand mobile asset risks and customize policies to your specific equipment, operations, and transit needs.

From contractors and tradespeople to truckers and delivery businesses, Brawner Insurance helps Midwest companies protect their mobile assets with affordable Inland Marine coverage. Our independent agency advantage means we shop multiple carriers for the best rates.
Get a Free Quote →We will review your mobile assets, operations, and transit needs, compare quotes from multiple top carriers, and help you find affordable Inland Marine coverage — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Inland Marine protects mobile business assets. Here is what is typically covered.

Covers contractor tools, portable equipment, and small machinery while in transit, at job sites, or in storage — protecting your livelihood from theft, damage, and loss.
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Protects heavy mobile equipment like bulldozers, excavators, forklifts, and cranes — covering damage, theft, and loss while on the move or at work sites.
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Covers merchandise, materials, and products while being transported by truck, rail, or other means — essential for businesses that move goods between locations or to customers.
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Protects materials and equipment during installation at client job sites — covering the gap between delivery and completion when contractors face liability for materials.
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Many BOPs include valuable add-ons like data compromise coverage, employee dishonesty, outdoor signs, and spoilage — comprehensive protection in one affordable package.
Learn More →We tailor BOP coverage to your industry, size, and risk profile — every business is unique.
Talk to an Agent →Inland Marine and Commercial Property cover very different risks. Businesses with mobile assets need Inland Marine for complete protection.
Best for: people who need immediate income protection for temporary setbacks.
Best for: professionals who need to protect decades of future earning potential.
Businesses with mobile equipment and tools need Inland Marine — commercial property policies do not cover items away from business locations.
Get Inland Marine Quote →We will review your equipment, tools, and operations to recommend the right Inland Marine coverage.
Get a Free Inland Marine Review →660-665-1687 · 660-754-1000
Understanding these key facts helps you choose the right inland marine coverage for your mobile assets.
Inland Marine covers property on the move — tools, equipment, cargo, and materials in transit or at job sites away from your business location.
Contractors, tradespeople, truckers, and any business with valuable mobile equipment or tools needs Inland Marine Insurance for complete protection.
Inland Marine fills a critical gap — commercial property policies exclude items away from your business location, leaving mobile assets unprotected without dedicated coverage.
Inland Marine policies are highly customizable — you can cover specific high-value items, schedule equipment lists, or get blanket coverage for all mobile property.
Planning Tip: Do not wait for a theft or damage to discover coverage gaps. Inland Marine protects the mobile assets your business depends on — contractors and tradespeople should not operate without it.
We learn about your equipment, tools, operations, and transit needs to recommend the right Inland Marine coverage for your business.
We shop your Inland Marine across top carriers to find competitive pricing and the right coverage features.
We walk through coverages, limits, and exclusions in plain language — no insurance jargon.
We handle the application, paperwork, and stay available year-round for claims and questions.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
Watch on YouTube →Looking for guidance specific to your needs?
Schedule a Consultation →We start by understanding your equipment, tools, and operations so we can recommend the right Inland Marine policy.
We compare Inland Marine policies from multiple top carriers, explaining coverages and costs in plain English.
Once you choose a policy, we handle the paperwork and make sure everything is in force.
Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.
See why business owners across the Midwest trust Brawner Insurance for BOP coverage.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Inland Marine Insurance covers property that is mobile, in transit, or stored away from your primary business location. Despite the name, it has nothing to do with boats — it protects tools, equipment, cargo, and materials while on the move or at job sites.
Contractors, tradespeople, truckers, delivery businesses, and any company with valuable mobile equipment or tools needs Inland Marine. This includes construction companies, electricians, plumbers, landscapers, and businesses that transport goods.
Inland Marine covers tools and equipment, mobile machinery, cargo and goods in transit, installation materials, builders risk, computer equipment, and other property that moves between locations or is used away from your business.
The name dates to when marine insurance covered cargo on ships. As trade expanded to inland waterways and railroads, Inland Marine was created to cover goods moving overland. Today it covers any valuable mobile property, regardless of transport method.
No — commercial property policies typically only cover property at your listed business location. Items in transit, at job sites, or temporarily stored elsewhere are excluded. That is why Inland Marine is essential for businesses with mobile assets.
Yes — as an independent insurance agency, Brawner Insurance shops Inland Marine coverage across multiple top carriers to find the right protection at a competitive rate. We work with businesses across Missouri, Iowa, Kansas, and Illinois.
Brawner Insurance helps contractors, truckers, and mobile businesses across the Midwest find affordable Inland Marine Insurance from multiple top carriers — protecting tools, equipment, cargo, and materials in transit and at job sites.
Get a Free Quote →660-665-1687 · 660-754-1000
As an independent agency, we offer the full range of insurance solutions for families, farms, and businesses — all under one roof.
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