From Iowa contractors to licensed professionals across the state, IA businesses depend on Brawner Insurance for Surety Bonds — Brawner Insurance helps Iowa small businesses find affordable Surety Bonds from multiple top carriers.
Iowa has significant construction and licensed professional activity requiring surety bonds. IA contractors bidding public works, auto dealers, notaries, and licensed professionals need efficient bond service from a knowledgeable partner like Brawner Insurance.
As an independent agency since 1992, Brawner Insurance helps Iowa small business owners work with multiple top surety carriers, help with bond qualification, and secure the right bonds for their needs, and find competitive rates — all while providing local, personal service.

From contractors to licensed businesses across Iowa, Brawner Insurance helps companies secure the surety bonds they need through top bond carriers. Our independent agency model means we shop multiple carriers for the best rates.
Get a Free Quote →Brawner Insurance helps Iowa small businesses find affordable Surety Bonds from multiple top carriers — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Surety bonds come in many forms for different business needs. Here is what we help secure for Iowa businesses.

Guarantees performance and payment on construction and service contracts — includes bid bonds, performance bonds, and payment bonds required for public and private projects.
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Required to obtain business licenses and permits in many industries — guarantees your business will comply with laws and regulations governing your professional activities.
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Covers a wide range of business needs including fidelity bonds, fiduciary bonds, lost instrument bonds, and other commercial bond requirements for daily business operations.
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Required in legal proceedings — including appeal bonds, probate bonds, attachment bonds, and injunction bonds to ensure parties comply with court orders and judgments.
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Many BOPs include valuable add-ons like data compromise coverage, employee dishonesty, outdoor signs, and spoilage — comprehensive protection in one affordable package.
Learn More →We tailor BOP coverage to your industry, size, and risk profile — every business is unique.
Talk to an Agent →Surety bonds and insurance are often confused but work very differently. Here is how they compare.
Best for: people who need immediate income protection for temporary setbacks.
Best for: professionals who need to protect decades of future earning potential.
Surety bonds are legal guarantees, not insurance — Brawner helps you understand the difference and secure the bonds your business needs.
Get Surety Bond Quote →We will review your bond requirements, project details, and business needs to secure the right surety bonds for your situation.
Get a Free Bond Consultation →660-665-1687 · 660-754-1000
Understanding these key facts helps you navigate surety bond requirements for your business or project.
Surety bonds involve three parties — the principal (you), the obligee (project owner or government), and the surety (Brawner through top bond carriers) guaranteeing performance.
Contractors, tradespeople, truckers, and any business with valuable mobile equipment or tools needs Surety Bonds for complete protection.
Bond premiums are typically 1-3% of the bond amount for qualified applicants — based on credit, financials, and experience. Not insurance premiums, but a fee for the guarantee.
Unlike insurance, if a surety pays a claim on your bond, you must reimburse them. Bonds guarantee your performance to others — you remain financially responsible for claims.
Planning Tip: Do not let bond requirements delay your project or license. Brawner Insurance helps you secure the right surety bonds quickly and efficiently through top bond carriers.
We learn about your bond requirements, project details, financials, and experience to secure the right surety bonds for your business or project.
We shop your surety bonds across top bond carriers to find competitive pricing and the right coverage features.
We walk through coverages, limits, and exclusions in plain language — no insurance jargon.
We handle the application, paperwork, and stay available year-round for claims and questions.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
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Schedule a Consultation →We start by understanding your bond requirements, project details, and business qualifications so we can secure the right surety bonds.
We shop your surety bonds across multiple top bond carriers, explaining coverages and costs in plain English.
Once you choose a policy, we handle the paperwork and make sure everything is in force.
Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.
See why business owners across the Midwest trust Brawner Insurance for BOP coverage.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
In Iowa, common surety bonds include contract bonds (bid, performance, payment), license and permit bonds, commercial bonds, court bonds, and fidelity bonds. Brawner Insurance helps Iowa businesses identify and secure the right bonds.
In Iowa, bond premiums are typically 1-3% of the bond amount for qualified applicants — based on credit, financials, and experience. A $100,000 bond might cost $1,000-$3,000 annually. Brawner compares quotes from top bond carriers.
In Iowa, contractors bidding public projects, auto dealers, notaries, freight brokers, licensed professionals, and businesses in many industries need surety bonds. Requirements vary by industry and project. Brawner helps determine what bonds you need.
Insurance protects Iowa businesses from losses they suffer. Surety bonds protect a third party (obligee) and guarantee the principal (you) will perform. With bonds, if a claim is paid, you must reimburse the surety — unlike insurance.
For Iowa businesses, many standard bonds can be issued within 1-3 business days for qualified applicants. Larger or more complex bonds may take longer. Brawner Insurance works efficiently to meet your deadlines.
Yes — Brawner Insurance works with Iowa contractors and businesses to identify bond requirements, qualify applicants, and secure the right bonds from top surety carriers at competitive rates.
Brawner Insurance helps Iowa small businesses find affordable Surety Bonds from multiple top carriers — property, liability, and interruption in one package.
Get a Free Quote →660-665-1687 · 660-754-1000
As an independent agency, we offer the full range of insurance solutions for families, farms, and businesses — all under one roof.
Cars, trucks, and SUVs — coverage that fits your driving life.
Learn MoreProtect your house, belongings, and personal liability with the right policy.
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Learn MoreBOP, cyber liability, workers comp & commercial auto for businesses.
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