Missouri Professional Liability Insurance. Protect Your Practice.

Yes — Missouri law requires workers compensation for most employers with employees. Requirements vary based on number of employees and industry. Brawner Insurance helps Missouri businesses understand and comply with state requirements.

In Missouri, Workers Comp costs are calculated based on payroll, industry classification, and experience rating. Office businesses pay less than construction or manufacturing. Brawner Insurance compares quotes from multiple top carriers for Missouri employers.

For Missouri employees, Workers Comp covers medical expenses, lost wages during recovery, disability benefits, rehabilitation costs, and death benefits for fatal workplace accidents. It also protects employers from most employee lawsuits.

Yes — Missouri businesses can reduce workers comp costs through safety programs, proper job classifications, claim management, and experience modification factors. Brawner Insurance helps implement strategies to lower premiums.

Penalties for not having required workers comp in Missouri can be severe — including fines, criminal charges, and personal liability for employee injuries. Brawner Insurance helps Missouri businesses stay compliant.

Yes — Brawner Insurance works with Missouri businesses to compare Workers Comp policies from multiple top carriers, explain classifications and experience ratings, and find the right combination of compliance and affordability.