Protect Your Home. Protect What Matters Most.
Comprehensive, affordable home insurance for homeowners across Missouri, Iowa, Illinois, and Kansas — from a local agency you can trust.
Why Home Insurance Is Essential
Your home is likely the largest investment you'll ever make — and one storm, fire, or lawsuit can put everything at risk. Standard home insurance protects the structure of your home, your belongings inside it, and your personal liability if someone gets hurt on your property.
As an independent agency, Brawner Insurance compares coverage from 50+ carriers to find the right policy for your home, your location, and your budget. We make sure you're not underinsured — and not overpaying for coverage you don't need.
We don't work for one insurance company — we work for you. That means unbiased advice and the best coverage at the best price.
Compare Home Plans →Ready to protect your home?
We'll compare carriers, review your coverage gaps, and build the right home policy — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Home Coverage Through Brawner
A solid home policy has several layers. Here's what we help homeowners put in place.
Dwelling Coverage
Covers the physical structure of your home — walls, roof, floors, and built-in appliances — against fire, wind, hail, and other covered perils.
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Personal Property
Protects your furniture, electronics, clothing, and personal belongings — whether the loss happens at home or away from it.
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Personal Liability
Covers legal and medical costs if someone is injured on your property or you accidentally damage someone else's property.
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Additional Living Expenses
Pays for hotel, meals, and temporary housing costs if your home becomes uninhabitable after a covered loss.
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Flood & Disaster Add-Ons
Standard policies exclude floods and earthquakes. We help you add the right supplemental coverage for your region and risk level.
Learn More →Let's build your policy.
We review your home's value, location, and risk factors to build the right plan.
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