From corn fields across central Iowa to soybean acres in the north, IA growers stack ECO on top of their MPCI for maximum federal crop insurance protection — Brawner Insurance helps Iowa families find affordable term, whole, universal, and final expense life insurance from multiple top carriers.
Iowa is America's #1 corn producer with 23 million acres of cropland. ECO offers Iowa farmers the highest level of federal crop insurance protection available — extending coverage up to 90% or 95%, ideal for the high-yield, high-input corn and soybean operations that define Iowa agriculture.
As an independent agency since 1992, Brawner Insurance helps Iowa families calculate coverage needs, compare term vs permanent options, and shop multiple top carriers for the most affordable life insurance.

From young families to retirees across Iowa, Brawner Insurance helps people protect their loved ones with affordable life insurance. Our independent agency model means we shop multiple carriers for the best rates.
Get a Free Quote →Brawner Insurance helps Iowa families find affordable life insurance from multiple top carriers — at no cost to you.
Get a Free Quote →660-665-1687 · 660-754-1000
Life insurance comes in many forms. Here is what we help Iowa families put in place.

Affordable life insurance for a specific period — typically 10, 20, or 30 years. Term life is the most cost-effective way to protect your family during your working years and major financial obligations.
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Permanent life insurance that lasts your entire life — building cash value over time that you can borrow against. Whole life provides lifelong protection plus a savings component.
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Flexible permanent life insurance that lets you adjust premiums and death benefits over time as your needs change — combining lifelong coverage with investment flexibility.
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Smaller permanent policies designed to cover funeral costs, medical bills, and final expenses — typically $5,000-$25,000 in coverage with simplified underwriting and guaranteed acceptance options.
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Life insurance is a key component of estate planning — providing tax-free death benefits to beneficiaries, paying estate taxes, and ensuring your family's financial security for generations.
Learn More →We tailor MPCI coverage to your crops, location, and risk tolerance — every farm is unique.
Talk to an Agent →The two main types of life insurance serve very different purposes. Most families need one or the other — sometimes both.
Best for: families with mortgages, young children, or temporary income replacement needs.
Best for: estate planning, final expenses, and lifelong coverage needs.
Not sure which type of life insurance fits your family? We will review your goals and recommend the right combination.
Compare My Life Options →We will review your family, goals, and budget to recommend the right life insurance policy.
Get a Free Life Insurance Review →660-665-1687 · 660-754-1000
Life insurance needs change dramatically with life events. Here are the moments to review.
Tying your financial life to another person is the moment to review life insurance. Coverage should protect your partner from financial hardship.
Each new child adds roughly 18 years of financial responsibility. Life insurance amounts should grow with your family.
A mortgage is a long-term financial commitment. Life insurance should cover the balance so your family can stay in the home.
A promotion or new income level means your family depends on more income. Update coverage to match your real earning power.
Planning Tip: Life insurance is priced based on age and health — buying when you are young and healthy locks in the best rates for decades.
We learn about your needs, current coverage, and priorities so we can recommend the right life insurance policy.
We shop your life insurance across top carriers to find competitive pricing and the right fit.
We walk through coverages, limits, and exclusions in plain language — no jargon.
We handle the binding, paperwork, and stay available year-round for claims and questions.
Practical guidance to help you make confident insurance decisions.
Learn why constantly switching providers can create risks and what to consider instead.
Watch on YouTube →Real conversations about coverage, risks, and solutions for clients across the Midwest.
Watch on YouTube →Looking for guidance specific to your needs?
Schedule a Consultation →We start by understanding your situation, needs, and budget so we can recommend the right life policy for you.
We compare life policies from multiple top carriers, explaining coverages and costs in plain English.
Once you choose a policy, we handle the paperwork and make sure everything is in force.
Brawner Insurance is here all year for claims, billing questions, and annual reviews — you have a real advocate.
See why families across the Midwest trust Brawner Insurance for life coverage.
"If you are shopping for peace of mind with insurance contact Caitlin Howe at Brawner. Not to mention correctly written policies, surprisingly good rates and excellent customer service."
"Caitlin Howe at Brawner Insurance was very helpful, and made sure everything was done perfectly. She made the process stress and worry free. Best insurance agent hands down I have worked with."
"Brawner recently quoted our district insurance. Jacob was professional and easy to work with. The Board of Directors chose VFIS through Brawner for the best and cost efficient coverage."
Most families need 10-15 times their annual income, plus enough to cover mortgage, debts, and future education costs. Brawner Insurance runs the numbers for your specific situation and goals.
Term covers a set period at a low premium with no cash value. Whole life covers your entire lifetime with a higher premium and cash value accumulation. Brawner Insurance helps you pick the right fit.
Premiums depend on age, health, coverage amount, and policy type. Term insurance is the most affordable option for most families. Brawner Insurance shops multiple carriers to find competitive rates.
It depends on the policy and coverage amount. Many modern term policies use no-exam underwriting with quick approvals. Brawner Insurance can find you a no-exam option if that fits your situation.
Many term policies include a conversion option that lets you switch to permanent coverage without new health underwriting. Brawner Insurance helps you choose policies with strong conversion features.
Yes — as an independent insurance agency, Brawner Insurance shops your life insurance coverage across multiple top carriers to find the right protection at a competitive rate. We work with clients across Missouri, Iowa, Kansas, and Illinois.
Brawner Insurance helps families across the Midwest find the right life insurance — term, whole life, and everything in between — with unbiased advice from independent agents.
Get a Free Quote →660-665-1687 · 660-754-1000
As an independent agency, we offer the full range of insurance solutions for families, farms, and businesses — all under one roof.
Cars, trucks, and SUVs — coverage that fits your driving life.
Learn MoreProtect your house, belongings, and personal liability with the right policy.
Learn MoreExtra liability protection above your home and auto policy limits.
Learn MoreProtect your family financial future with term and whole life policies.
Learn MoreProtect farm buildings, equipment, and livestock with comprehensive coverage.
Learn MoreBOP, cyber liability, workers comp & commercial auto for businesses.
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